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Long-term care insurance is an important factor for people to protect their assets. It's easy to get caught up in day-to-day matters and overlook the need for long term care insurance, but when a problem arises it needs to be in place to avoid draining your assets with expensive healthcare costs.
With very few exceptions, most people will need protection from spiraling healthcare costs. It is not only for the elderly, but protection for any catastrophic injury or illness that requires long-term care.
It is complicated, with many options. It is essential that we review all the options and nuances (homecare, payment options), available to offer you the long term care insurance that best protects you and your finances.
Understanding the types of long-term-care services—and what those services could cost—may be critical.
Here’s a list of 10 questions to ask that may help you better understand the costs and benefits of long-term-care insurance.
Understand long-term care and the insurance options that can help you pay for long-term care services.
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